Jamaica, Queens · Serving all of New York

Home financing for the people who keep New York running.

Fuhad Hussain is a Senior Mortgage Loan Originator at Meadowbrook Financial Mortgage Bankers. FHA, VA, conventional, and DSCR loans for first-time buyers, veterans, city workers, and investors — with straight answers and a direct cell number.

4 loan typesFHA · VA · Conv · DSCR
VA specialists0% down for veterans
Direct cellNot a call center
Municipal Employee Credit
$2,000

Applied toward closing costs for all municipal, city, state, federal, and military employees.

Present at prequalification VALID AT CLOSING
Proudly serving
Today's rates

Where rates stand today.

National average survey rates — a starting point, not a quote. Your actual rate depends on credit, down payment, and points, and it's often better than the average.

30-Year Fixed
6.75%
Conventional · national average
15-Year Fixed
6.00%
Conventional · national average
30-Year FHA
6.25%
National average
30-Year VA
5.99%
National average
10-Yr Treasury
4.64%
Yield — the benchmark mortgage rates follow

AS OF AUGUST 4, 2026. National average survey rates shown for informational purposes only — not an offer, a rate quote, or a commitment to lend, and not the rates of Meadowbrook Financial Mortgage Bankers Corp. These figures are rates, not APRs; your actual rate and APR depend on credit profile, loan-to-value, property type, points, and market conditions, and will be disclosed in your Loan Estimate.

Get my live quote
Loan programs

Four ways to get to the closing table.

Every borrower's situation is different. These are the programs we work with most — and if you're not sure which fits, that's exactly what the first phone call is for.

First-time friendly

FHA

3.5% down

Flexible credit requirements and lower down payments. The most common path to a first home in Queens and across the five boroughs.

Check my FHA eligibility →
Our specialty

VA

0% down

For veterans, active-duty service members, and eligible spouses. No down payment, no monthly mortgage insurance. We specialize in VA lending.

Use my VA benefit →
Most flexible

Conventional

From 3% down

Competitive rates for buyers with solid credit. Mortgage insurance drops off at 20% equity — it doesn't follow you for the life of the loan.

See conventional options →
For investors

DSCR

Qualify on rent

Investment property loans qualified on the property's rental income — not your personal income. No tax returns, no W-2s.

Run my investment deal →
How it works

From first call to keys in hand.

STEP 1

Prequalify

A five-minute conversation about income, credit, and goals. No cost, no commitment, no effect on your credit score.

STEP 2

Get preapproved

A verified preapproval letter that tells sellers and agents your offer is real — a serious edge in New York's market.

STEP 3

Shop with confidence

You know your number before you fall in love with a listing. Call or text anytime an address catches your eye.

STEP 4

Close

We coordinate with your attorney and agent to get you clear-to-close on schedule — and we pick up the phone the whole way.

Payment calculator

Estimate your monthly payment.

A quick ballpark for your full monthly payment — principal, interest, property taxes, and insurance. For a real quote based on your credit and today's rates, prequalify above.

Estimated monthly payment
$4,818
total per month, incl. taxes & insurance
Principal & interest$4,068
Property taxes$600
Home insurance$150
Loan amount$627,250
Down payment$22,750

Estimate only. Excludes PMI/MIP and HOA dues. Credit score adjusts the estimated rate — you can still type your own. Not a commitment to lend or a rate quote.

Fuhad Hussain, Senior Mortgage Loan Originator
Licensed originator NMLS #222639
Your loan officer

Fuhad Hussain

Senior Manager · Mortgage Loan Originator

Fuhad leads lending at Meadowbrook Financial Mortgage Bankers' Queens Boulevard office in Jamaica, helping New Yorkers finance homes across the five boroughs and Long Island.

His practice is built around the people who keep this city working — police officers, nurses, EMTs, MTA employees, teachers, and military and federal workers — alongside first-time buyers and real estate investors. Every municipal, city, state, federal, and military employee receives a $2,000 credit toward closing costs.

When you work with Fuhad, you get his cell number — not a call center. Questions about a listing on a Sunday get answered on that Sunday.

Cell646-444-3646 Main office516-867-3020 Emailfhussain@mfmbankers.com
eFax516-453-1589
Office139-17 Queens Blvd, Suite 2, Jamaica, NY 11435